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Terms of Use

By visiting, You are consenting to our terms and conditions.


Please carefully read the following terms and conditions. These terms and conditions are relevant to all Renee Beyor, DBA RAY Life Coaching products, services, events, and website. By registering on our website, you signify that you accept and oblige to these terms and conditions. If you have objections to the following Terms of Use, you should not register for or attend any of our programs.


Renee Beyor, DBA RAY Life Coaching (‘we’, ‘us’, or ‘our’) is committed to providing all participants of our programs and services with a positive experience. We respect your privacy and insist that you respect the privacy of your fellow program participants as well. We also respect your confidentiality and insist that you also respect the same rights of other program participants (including the presenter(s)).


By browsing the public areas or by accessing and using our website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy. If you do not agree to any of these terms, then please do not use our website.


To protect the quality of your experience and the experience of other users in any of our programs, we may terminate your participation without refund if you: (a) disrupt the learning of other participants in the program; and / or (b) fail to follow the program guidelines (“The Guidelines”).




By participating in any program offered by Renee Beyor, DBA RAY Life Coaching, you agree to the following:

  • to keep confidential and personal information shared by persons or presenters in the program;

  • to not reproduce, distribute and/or sell any materials produced/published for the program without written permission from Renee Beyor, DBA RAY Life Coaching

Although you are free to discuss your personal results from participating in any of our programs (or the use of any product), you must keep confidential the experiences and statements of other participants.



The information contained in all program material distributed for or by Renee Beyor, DBA RAY Life Coaching is strictly for educational purposes. Any information contained in programs and services associated with Renee Beyor, DBA RAY Life Coaching should not substitute for the services of trained professionals in any field (e.g., mental, financial, medical, psychological, legal fields, etc.). By your participation in any programs offered by Renee Beyor, DBA RAY Life Coaching, you agree not to hold Renee Beyor, DBA RAY Life Coaching. liable for any decisions, actions or results that you make or experience in life due to your participation in one of our programs, under any circumstance. There is no guarantee, expressed or implied, that you will gain specific outcomes from the use of any products or programs produced by Renee Beyor, DBA RAY Life Coaching.

Renee Beyor, DBA RAY Life Coaching assumes no responsibility for errors or omissions that may appear in any of our program materials. Our websites operate on an ‘ as is’ and ‘ as available’
basis. Due to the constant changes and innovations in technology, we cannot offer warranties on the quality and functionality of our websites or their servers of any kind.




Users who register on our website may be asked to create an account, which includes a sign-in name (“Sign-In Name”), a password (“Password”). When creating your account, you must provide information that is truthful, accurate, and complete. We require that each Sign-In Name can be used by only one Registered User. Sharing your Sign-In Name and Password with others is a material breach of this Agreement. We reserve the right to delete or change your Sign-In Name at any time and for any reason and shall not be liable to you for any loss or damages caused.



You are solely responsible for any information that is submitted under the identity of your username. Renee Beyor, DBA RAY Life Coaching is not responsible for any of the content that you or other users post, e-mail, or transmit via our website.



By participating in any of our programs, you understand that you may be recorded or captured in video, audio, and / or photographs. You understand and agree that all such recordings are the exclusive rights of Renee Beyor DBA RAY Life Coaching and that no compensation (to you) will be provided.


Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the Dispute between us and you individually. You agree to not bring any claims against us as a plaintiff or member in any class action lawsuit. You agree that you may only bring claims against us in your individual capacity.



By participating in any programs by Renee Beyor DBA RAY Life Coaching, you agree not to record, duplicate, distribute, or teach from the materials without the express written permission of Renee Beyor DBA RAY Life Coaching.  Any unauthorized use or distribution of these proprietary concepts, materials, and intellectual property is prohibited.

By visiting our event sites and participating in any of our programs, you acknowledge and agree to our Privacy Policy and Terms of Use.


General Disclaimer for All Products & Services

There is a 14-day 100% satisfaction guarantee on many of our products and services.  If you are not happy for any reason with the quality of our training or products that you purchased, you may ask for your money back.  To request a full refund, email: and provide a brief description of why you are unsatisfied with the product or program.  Products that are downloadable do not have a satisfaction guarantee, as all of the materials are provided at the time of the download. Products that do not have the satisfaction guarantee will be clearly labeled. We cannot and do not make any guarantees about your ability to get specific results; however, we do guarantee your satisfaction with many of our training and products. By registering with our sites, you agree not to hold us liable for your decisions, actions, or results, under any circumstance.

For comments or questions, use the contact form.


These Terms are subject to change at any time and at the sole discretion of Renee Beyor DBA RAY Life Coaching.

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